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As Los Angeles grapples with one of the most costly natural disasters in the city’s history, business owners are turning to their insurance providers to navigate how they will put their lives and livelihoods back together.

With damage estimates climbing as high as $150 billion, this will be one of the most complicated disaster recovery efforts in U.S. history and even as local authorities continue fighting ongoing wildfires, planning for the eventual recovery is already underway.

¹ú²ú¸£ÀûÔÚÏß¾«Æ·â€™s own Tim Smith, Senior VP and National Hospitality Practice Director, recently provided his insights on the recovery for the hospitality industry and what the road ahead will look like for Restaurant Business Online.